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EDDIE LANDSBERG
  • FRONT PAGE
    • New York City Listings Page (Rentals)
  • BIO
    • BIO as Real Estate Agent
    • BIO as Musican
    • Let's Search Together!
  • BROKER LINK
  • RENTER EDUCATION
    • Apartment Hunting On A Budget
    • Filling Out A Rental Application
    • How Guarantors Work
    • Proving Income if you are Self Employed >
      • Apartment Hunting for Actors, Artists and Musicians
    • Can international students rent apartments in NYC?
    • Can the landlord raise my rent?
    • Can foreign nationals rent apartments in New York City?
    • QUESTIONS ABOUT RENTING APARTMENTS IN NYC
  • SELLING/BUYING
    • Super Deals! (under $300k)
    • Condos & Co-ops / under 700k
    • Condos & Co-ops / Over $700k
    • Houses / Multi-family / Townhouses
    • All Properties (over 1.5M)
    • Eddie on City Snap
    • What's my house worth?
  • Featured Listings
    • RentHop
    • StreetEasy
  • LANDLORDS
  • 日本語
    • ニューヨーク市の賃貸物件
    • プロフィール
  • RENTALS BY BEDS
    • 0-1 BEDS by PRICE
    • 0-1 BEDS by RECENCY
    • 2 BEDS by PRICE
    • 2 BEDS by RECENCY
    • 3 BEDS by PRICE
    • 3 BEDS by RECENCY
    • 4 or more BEDS by PRICE
    • 4 or more BEDS by RECENCY
  • Pet Friendly Apartments
    • most recent
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    • Search by Amenities
    • Elevator Only
    • Laundry In Building
    • Laundry in Unit / Dishwasher
    • Rentals with Swimming Pool
    • FURNISHED APARTMENTS >
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    • Moving to New York City
    • MAP VIEW
    • DRAWING TOOL
    • Search by Neighborhood & Zip (Manhattan)
    • Popular Neighborhoods in NYC >
      • Long Island City (QUEENS)
      • Unbeatable Deals: Blocks from Central Park
      • Affordable Deals in the Financial District
      • Upper East Side Bargains and Deals
      • Latest on Market in Bushwick
      • Midtown Manhattan Rentals
      • Specials in Soho
      • CHELSEA awaits you
      • Astoria is Hot and Cooking!
      • Best of the Village
      • Washington / Inwood: The Very Best of Upper Manhattan
      • Upper West Side Living
      • Best Deals in Harlem
  • Search by Budget
  • Resources / Documents
    • 3D Viewings and Virtual Tours
    • How to DocuSign
    • Rent Calculators >
      • Gross Rent Calculator
      • Rent Pre-Qualification Calculator
      • Money Due at Lease Signing Estimator
      • Rent Increase Calculator
      • Rent Burden Calculator
      • Cheaper to Buy or Rent?
    • Lease Assignment
    • Monthly Budget Sheet
    • NYC Real Estate Market Reports
    • Tenant Rights and Disputes
  • FAIR HOUSING NOTICE
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What if you're Self Employed?

Income is income...   You just have to prove that you have it.    In general, documents that you'll need to present might include:

  1. Tax Transcripts
  2. Current bank statements – checking & savings
  3. Landlord reference letter stating the term of your lease & payment history
  4. Cancelled rent checks for the last three (3) months of your lease
  5. Legible copy of valid state photo ID, driver’s license and/or passport

Some possible ways to prove cash income:
  1. Create paystubs* 
  2. Keep an updated spreadsheet
  3. Use bookkeeping software
  4. Deposit payment and print bank records
  5. Put it in writing with client signature
  6. Create own receipts*
  7. Utilize tax documents
  8. Use an app
  9. Proof of income letter
  10. Employment contracts

*I don't mean create fake receipts and pay stubs.  I'm referring to real ones.  
Please note, I am not an accountant, bookkeeper, lawyer or financial advisor.  Please seek advice from the appropriate professional.    Tell them you need to document your income and ask them to help you create a system.

If all else fails, you can also use the services of a personal or third party guarantor.   In that case, you will usually need to prove that you make about 27 times the monthly rent.  (A personal guarantor would have to make 80x the monthly rent on an annual basis.)
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Need help?  I'm here... ​just message me!  Helping people is the most important part of my job and I don't mind answering questions.  

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Fair Housing Notice
​Fair Housing Notice
Keller Williams NYC
​Edward Paul Landsberg
License # 10401370067​
licensed Real Estate Salesperson​

​
 Krieger Real Estate
146 Sullivan Street #23
New York, NY 10012
(484) 460-2668

This site is copyrighted eddielandsberg.com 2001-2023 and beyond.

This website is owned and operated by Edward Landsberg doing business as Eddie Landsberg.   I am a Licensed Real Estate Sales Person affiliated with Krieger Real Estate.   The website is a third party website. I am fully responsible for its content.  
​
The information on this site is presented as general information and for marketing purposes only and does not constitute  personal or professional advice.  Please refer to DISCLAIMER and Terms of Service.

​


LEGAL DISCLAIMER / Terms of Service


  • FRONT PAGE
    • New York City Listings Page (Rentals)
  • BIO
    • BIO as Real Estate Agent
    • BIO as Musican
    • Let's Search Together!
  • BROKER LINK
  • RENTER EDUCATION
    • Apartment Hunting On A Budget
    • Filling Out A Rental Application
    • How Guarantors Work
    • Proving Income if you are Self Employed >
      • Apartment Hunting for Actors, Artists and Musicians
    • Can international students rent apartments in NYC?
    • Can the landlord raise my rent?
    • Can foreign nationals rent apartments in New York City?
    • QUESTIONS ABOUT RENTING APARTMENTS IN NYC
  • SELLING/BUYING
    • Super Deals! (under $300k)
    • Condos & Co-ops / under 700k
    • Condos & Co-ops / Over $700k
    • Houses / Multi-family / Townhouses
    • All Properties (over 1.5M)
    • Eddie on City Snap
    • What's my house worth?
  • Featured Listings
    • RentHop
    • StreetEasy
  • LANDLORDS
  • 日本語
    • ニューヨーク市の賃貸物件
    • プロフィール
  • RENTALS BY BEDS
    • 0-1 BEDS by PRICE
    • 0-1 BEDS by RECENCY
    • 2 BEDS by PRICE
    • 2 BEDS by RECENCY
    • 3 BEDS by PRICE
    • 3 BEDS by RECENCY
    • 4 or more BEDS by PRICE
    • 4 or more BEDS by RECENCY
  • Pet Friendly Apartments
    • most recent
    • by price
  • Amenities
    • Search by Amenities
    • Elevator Only
    • Laundry In Building
    • Laundry in Unit / Dishwasher
    • Rentals with Swimming Pool
    • FURNISHED APARTMENTS >
      • most recent
      • by price
      • Roommate and Room Share Friendly
  • RENTALS BY NEIGHBORHOOD
    • Moving to New York City
    • MAP VIEW
    • DRAWING TOOL
    • Search by Neighborhood & Zip (Manhattan)
    • Popular Neighborhoods in NYC >
      • Long Island City (QUEENS)
      • Unbeatable Deals: Blocks from Central Park
      • Affordable Deals in the Financial District
      • Upper East Side Bargains and Deals
      • Latest on Market in Bushwick
      • Midtown Manhattan Rentals
      • Specials in Soho
      • CHELSEA awaits you
      • Astoria is Hot and Cooking!
      • Best of the Village
      • Washington / Inwood: The Very Best of Upper Manhattan
      • Upper West Side Living
      • Best Deals in Harlem
  • Search by Budget
  • Resources / Documents
    • 3D Viewings and Virtual Tours
    • How to DocuSign
    • Rent Calculators >
      • Gross Rent Calculator
      • Rent Pre-Qualification Calculator
      • Money Due at Lease Signing Estimator
      • Rent Increase Calculator
      • Rent Burden Calculator
      • Cheaper to Buy or Rent?
    • Lease Assignment
    • Monthly Budget Sheet
    • NYC Real Estate Market Reports
    • Tenant Rights and Disputes
  • FAIR HOUSING NOTICE